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Increasingly over the past few months we have become aware of the grave concern of members for ordinary people involved in the HAC structures. People with houses to sell, those who wish to raise second mortgages and so forth, can be in a most unfortunate situation, since in the view of building societies and similar organizations these buildings are suspect even if HAC has been used only in standard lintels over windows or door openings, specifically defined in the DOE circular letter of 20 July 1974 as not being 'structural work for the purposes of this letter'. Verulam